/* ===========================
   CLAIMLEND — MAIN STYLESHEET
   =========================== */

/* --- CSS Variables --- */
:root {
  --gold: #c9a84c;
  --gold-light: #e0c06a;
  --gold-dark: #a8882e;
  --dark: #12161f;
  --dark-2: #1a1f2e;
  --dark-3: #222840;
  --cream: #f5f0e8;
  --cream-2: #ede8df;
  --white: #ffffff;
  --text-dark: #1a1a2e;
  --text-muted: #6b7280;
  --border: rgba(201, 168, 76, 0.25);
  --font-serif: 'Playfair Display', Georgia, serif;
  --font-sans: 'Inter', system-ui, sans-serif;
  --nav-height: 72px;
  --topbar-height: 36px;
  --radius: 4px;
  --shadow: 0 4px 24px rgba(0,0,0,0.12);
  --transition: 0.25s ease;
}

/* --- Reset & Base --- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
body { font-family: var(--font-sans); color: var(--text-dark); background: var(--white); line-height: 1.6; overflow-x: hidden; }
img { max-width: 100%; height: auto; display: block; }
a { text-decoration: none; color: inherit; }
ul { list-style: none; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

/* --- Buttons --- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 28px;
  font-family: var(--font-sans);
  font-size: 0.85rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  border-radius: var(--radius);
  transition: all var(--transition);
  cursor: pointer;
  white-space: nowrap;
}
.btn-gold {
  background: var(--gold);
  color: var(--dark);
  border: 2px solid var(--gold);
}
.btn-gold:hover { background: var(--gold-light); border-color: var(--gold-light); transform: translateY(-1px); }
.btn-outline-white {
  background: transparent;
  color: var(--white);
  border: 2px solid rgba(255,255,255,0.6);
}
.btn-outline-white:hover { border-color: var(--white); background: rgba(255,255,255,0.08); }
.btn-outline-gold {
  background: transparent;
  color: var(--gold);
  border: 2px solid var(--gold);
}
.btn-outline-gold:hover { background: var(--gold); color: var(--dark); }
.btn-gold-outline {
  background: transparent;
  color: var(--gold);
  border: 2px solid var(--gold);
  margin-top: 12px;
}
.btn-gold-outline:hover { background: var(--gold); color: var(--dark); }
.btn-full { width: 100%; justify-content: center; }

/* --- Section Shared --- */
.section-label {
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 12px;
}
.section-label.light { color: var(--gold-light); }
.section-title {
  font-family: var(--font-serif);
  font-size: clamp(2rem, 4vw, 2.75rem);
  font-weight: 700;
  line-height: 1.2;
  color: var(--text-dark);
  margin-bottom: 16px;
}
.section-title.white { color: var(--white); }
.section-divider {
  width: 48px;
  height: 3px;
  background: var(--gold);
  margin-bottom: 20px;
}
.section-sub {
  font-size: 1.05rem;
  color: var(--text-muted);
  max-width: 560px;
  margin: 0 auto 48px;
  text-align: center;
}

/* ===========================
   TOP BAR
   =========================== */
.top-bar {
  background: var(--dark);
  height: var(--topbar-height);
  display: flex;
  align-items: center;
  border-bottom: 1px solid rgba(201,168,76,0.15);
}
.top-bar-inner {
  display: flex;
  align-items: center;
  justify-content: flex-end;
}
.top-bar-contact {
  display: flex;
  gap: 24px;
}
.top-bar-link {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 0.8rem;
  color: rgba(255,255,255,0.7);
  transition: color var(--transition);
}
.top-bar-link:hover { color: var(--gold); }

/* ===========================
   NAVIGATION
   =========================== */
.navbar {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: var(--dark-2);
  height: var(--nav-height);
  display: flex;
  align-items: center;
  border-bottom: 1px solid var(--border);
  transition: box-shadow var(--transition);
}
.navbar.scrolled { box-shadow: 0 4px 32px rgba(0,0,0,0.4); }
.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
}
.nav-logo {
  display: flex;
  flex-direction: column;
  line-height: 1;
}
.nav-logo-img {
  height: 44px;
  width: auto;
  display: block;
}
.footer-logo-img {
  height: 40px;
  width: auto;
  margin-bottom: 12px;
}
.logo-main {
  font-family: var(--font-serif);
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--white);
  letter-spacing: -0.01em;
}
.logo-main em {
  font-style: italic;
  color: var(--gold);
}
.logo-sub {
  font-size: 0.6rem;
  font-weight: 700;
  letter-spacing: 0.18em;
  color: var(--gold);
  text-transform: uppercase;
  margin-top: 2px;
}
.nav-links {
  display: flex;
  align-items: center;
  gap: 4px;
}
.nav-link {
  font-size: 0.875rem;
  font-weight: 500;
  color: rgba(255,255,255,0.75);
  padding: 8px 14px;
  border-radius: var(--radius);
  transition: color var(--transition);
  position: relative;
}
.nav-link::after {
  content: '';
  position: absolute;
  bottom: 4px;
  left: 14px;
  right: 14px;
  height: 2px;
  background: var(--gold);
  transform: scaleX(0);
  transition: transform var(--transition);
}
.nav-link:hover, .nav-link.active { color: var(--white); }
.nav-link:hover::after, .nav-link.active::after { transform: scaleX(1); }
.nav-cta { margin-left: 8px; padding: 10px 20px; }
.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  padding: 8px;
}
.nav-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: all var(--transition);
}

/* ===========================
   HERO
   =========================== */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  background: url('https://images.unsplash.com/photo-1521737604893-d14cc237f11d?w=1600&q=80') center/cover no-repeat;
  overflow: hidden;
}
.hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(18,22,31,0.92) 0%, rgba(26,31,46,0.85) 60%, rgba(18,22,31,0.75) 100%);
}
.hero-content {
  position: relative;
  z-index: 2;
  max-width: 700px;
  padding-top: 80px;
  padding-bottom: 80px;
}
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(201,168,76,0.12);
  border: 1px solid rgba(201,168,76,0.35);
  color: rgba(255,255,255,0.85);
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  padding: 8px 16px;
  border-radius: 100px;
  margin-bottom: 28px;
}
.hero-badge .dot {
  width: 6px;
  height: 6px;
  background: var(--gold);
  border-radius: 50%;
  animation: pulse 2s infinite;
}
@keyframes pulse {
  0%, 100% { opacity: 1; transform: scale(1); }
  50% { opacity: 0.5; transform: scale(1.3); }
}
.hero-title {
  font-family: var(--font-serif);
  font-size: clamp(2.5rem, 6vw, 4.5rem);
  font-weight: 800;
  line-height: 1.1;
  color: var(--white);
  margin-bottom: 24px;
}
.gold-text { color: var(--gold); }
.hero-sub {
  font-size: 1.1rem;
  color: rgba(255,255,255,0.8);
  max-width: 560px;
  margin-bottom: 28px;
  line-height: 1.7;
}
.hero-sub strong { color: var(--white); }
.hero-checks {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  margin-bottom: 36px;
}
.hero-checks span {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.9rem;
  color: rgba(255,255,255,0.85);
  font-weight: 500;
}
.hero-checks svg { color: var(--gold); flex-shrink: 0; }
.hero-btns {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  margin-bottom: 56px;
}
.hero-stats {
  display: flex;
  flex-wrap: wrap;
  gap: 0;
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(201,168,76,0.2);
  border-radius: 8px;
  overflow: hidden;
}
.stat-item {
  flex: 1;
  min-width: 120px;
  padding: 20px 24px;
  text-align: center;
}
.stat-num {
  display: block;
  font-family: var(--font-serif);
  font-size: 1.8rem;
  font-weight: 700;
  color: var(--gold);
  line-height: 1;
  margin-bottom: 6px;
}
.stat-label {
  font-size: 0.75rem;
  color: rgba(255,255,255,0.55);
  text-transform: uppercase;
  letter-spacing: 0.06em;
}
.stat-divider {
  width: 1px;
  background: rgba(201,168,76,0.2);
  align-self: stretch;
}
.hero-scroll {
  position: absolute;
  bottom: 32px;
  left: 50%;
  transform: translateX(-50%);
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 4px;
  color: rgba(255,255,255,0.4);
  font-size: 0.65rem;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  animation: bounce 2s infinite;
}
@keyframes bounce {
  0%, 100% { transform: translateX(-50%) translateY(0); }
  50% { transform: translateX(-50%) translateY(6px); }
}

/* ===========================
   FEATURES
   =========================== */
.features {
  background: var(--cream);
  padding: 100px 0;
  text-align: center;
}
.features-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 16px;
  text-align: left;
}
.feature-card {
  background: var(--white);
  border: 1px solid rgba(0,0,0,0.07);
  border-radius: 8px;
  padding: 32px 28px;
  transition: box-shadow var(--transition), transform var(--transition);
}
.feature-card:hover {
  box-shadow: 0 8px 32px rgba(0,0,0,0.1);
  transform: translateY(-3px);
}
.feature-icon {
  color: var(--gold);
  margin-bottom: 16px;
}
.feature-card h3 {
  font-family: var(--font-serif);
  font-size: 1.15rem;
  font-weight: 700;
  margin-bottom: 10px;
  color: var(--text-dark);
}
.feature-card p {
  font-size: 0.9rem;
  color: var(--text-muted);
  line-height: 1.65;
}

/* ===========================
   PROCESS
   =========================== */
.process {
  background: var(--white);
  padding: 100px 0;
}
.process-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}
.process-image img {
  border-radius: 8px;
  box-shadow: var(--shadow);
  width: 100%;
  object-fit: cover;
  aspect-ratio: 4/3;
  border: 4px solid var(--cream-2);
}
.steps { display: flex; flex-direction: column; gap: 28px; margin: 24px 0; }
.step {
  display: flex;
  gap: 20px;
  align-items: flex-start;
}
.step-num {
  flex-shrink: 0;
  width: 48px;
  height: 48px;
  background: var(--gold);
  color: var(--dark);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.8rem;
  font-weight: 800;
  letter-spacing: 0.05em;
}
.step-content h4 {
  font-family: var(--font-serif);
  font-size: 1.05rem;
  font-weight: 700;
  margin-bottom: 6px;
  color: var(--text-dark);
}
.step-content p {
  font-size: 0.9rem;
  color: var(--text-muted);
  line-height: 1.6;
}

/* ===========================
   TESTIMONIALS
   =========================== */
.testimonials {
  background: var(--cream);
  padding: 100px 0;
  text-align: center;
}
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 16px;
  text-align: left;
}
.testimonial-card {
  background: var(--white);
  border: 1px solid rgba(0,0,0,0.07);
  border-radius: 8px;
  padding: 32px 28px;
  position: relative;
}
.testimonial-card::before {
  content: '\201C';
  position: absolute;
  top: 20px;
  left: 24px;
  font-family: var(--font-serif);
  font-size: 4rem;
  color: var(--gold);
  opacity: 0.25;
  line-height: 1;
}
.stars {
  color: var(--gold);
  font-size: 1rem;
  margin-bottom: 16px;
  letter-spacing: 2px;
}
.testimonial-card p {
  font-size: 0.95rem;
  color: var(--text-muted);
  line-height: 1.7;
  margin-bottom: 20px;
  font-style: italic;
}
.testimonial-author strong {
  display: block;
  font-size: 0.95rem;
  color: var(--text-dark);
  font-weight: 700;
}
.testimonial-author span {
  font-size: 0.8rem;
  color: var(--gold);
  font-weight: 500;
}

/* ===========================
   FAQ
   =========================== */
.faq {
  background: var(--white);
  padding: 100px 0;
}
.faq-inner { max-width: 800px; margin: 0 auto; text-align: center; }
.faq-list { margin-top: 16px; text-align: left; }
.faq-item {
  border-bottom: 1px solid rgba(0,0,0,0.08);
}
.faq-question {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 20px 0;
  font-size: 1rem;
  font-weight: 600;
  color: var(--text-dark);
  text-align: left;
  gap: 16px;
  transition: color var(--transition);
}
.faq-question:hover { color: var(--gold); }
.faq-icon { flex-shrink: 0; transition: transform var(--transition); color: var(--gold); }
.faq-question[aria-expanded="true"] .faq-icon { transform: rotate(180deg); }
.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s ease, padding 0.35s ease;
}
.faq-answer.open { max-height: 200px; padding-bottom: 20px; }
.faq-answer p {
  font-size: 0.95rem;
  color: var(--text-muted);
  line-height: 1.7;
}

/* ===========================
   APPLY SECTION
   =========================== */
.apply-section {
  background: var(--dark-2);
  padding: 100px 0;
}
.apply-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: start;
}
.apply-text .section-title { color: var(--white); }
.apply-desc {
  font-size: 1rem;
  color: rgba(255,255,255,0.65);
  line-height: 1.7;
  margin-bottom: 28px;
}
.apply-benefits {
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.apply-benefits li {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.95rem;
  color: rgba(255,255,255,0.8);
  font-weight: 500;
}
.apply-benefits svg { color: var(--gold); flex-shrink: 0; }
.apply-form-wrap {
  background: var(--white);
  border-radius: 12px;
  padding: 40px 36px;
  box-shadow: 0 20px 60px rgba(0,0,0,0.3);
}
.apply-form h3 {
  font-family: var(--font-serif);
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 24px;
  padding-bottom: 16px;
  border-bottom: 2px solid var(--cream-2);
}
.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}
.form-group {
  display: flex;
  flex-direction: column;
  gap: 6px;
  margin-bottom: 16px;
}
.form-group label {
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--text-dark);
  letter-spacing: 0.03em;
}
.form-group input,
.form-group select,
.form-group textarea {
  padding: 11px 14px;
  border: 1.5px solid #e0e0e0;
  border-radius: var(--radius);
  font-size: 0.9rem;
  font-family: var(--font-sans);
  color: var(--text-dark);
  background: var(--white);
  transition: border-color var(--transition), box-shadow var(--transition);
  outline: none;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(201,168,76,0.15);
}
.form-group textarea { resize: vertical; }
.form-note {
  font-size: 0.75rem;
  color: var(--text-muted);
  text-align: center;
  margin-top: 12px;
}
.form-note a { color: var(--gold); }

/* ===========================
   CTA BANNER
   =========================== */
.cta-banner {
  background: var(--dark);
  padding: 100px 0;
  text-align: center;
  border-top: 1px solid var(--border);
}
.cta-inner { max-width: 700px; margin: 0 auto; }
.cta-title {
  font-family: var(--font-serif);
  font-size: clamp(2rem, 5vw, 3.5rem);
  font-weight: 800;
  color: var(--white);
  margin-bottom: 16px;
  line-height: 1.15;
}
.cta-sub {
  font-size: 1.05rem;
  color: rgba(255,255,255,0.65);
  margin-bottom: 40px;
  line-height: 1.7;
}
.cta-btns {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 16px;
}

/* ===========================
   FOOTER
   =========================== */
.footer {
  background: var(--dark);
  border-top: 1px solid var(--border);
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.5fr;
  gap: 48px;
  padding: 72px 24px 48px;
}
.footer-brand p {
  font-size: 0.875rem;
  color: rgba(255,255,255,0.5);
  line-height: 1.7;
  margin: 16px 0 24px;
  max-width: 280px;
}
.footer-logo { margin-bottom: 4px; }
.footer-social {
  display: flex;
  gap: 12px;
}
.footer-social a {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.1);
  display: flex;
  align-items: center;
  justify-content: center;
  color: rgba(255,255,255,0.5);
  transition: all var(--transition);
}
.footer-social a:hover { background: var(--gold); color: var(--dark); border-color: var(--gold); }
.footer-col h4 {
  font-size: 0.85rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--white);
  margin-bottom: 20px;
}
.footer-col ul { display: flex; flex-direction: column; gap: 10px; }
.footer-col ul li a {
  font-size: 0.875rem;
  color: rgba(255,255,255,0.5);
  transition: color var(--transition);
}
.footer-col ul li a:hover { color: var(--gold); }
.footer-contact-list { display: flex; flex-direction: column; gap: 12px; }
.footer-contact-list li {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.875rem;
  color: rgba(255,255,255,0.5);
}
.footer-contact-list svg { color: var(--gold); flex-shrink: 0; }
.footer-contact-list a { color: rgba(255,255,255,0.5); transition: color var(--transition); }
.footer-contact-list a:hover { color: var(--gold); }
.footer-hours {
  margin-top: 20px;
  padding-top: 16px;
  border-top: 1px solid rgba(255,255,255,0.07);
}
.footer-hours h5 {
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.4);
  margin-bottom: 8px;
}
.footer-hours p {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.4);
  line-height: 1.6;
}
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.07);
  padding: 20px 24px;
}
.footer-bottom-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
}
.footer-bottom p {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.3);
}
.footer-legal {
  display: flex;
  gap: 20px;
}
.footer-legal a {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.3);
  transition: color var(--transition);
}
.footer-legal a:hover { color: var(--gold); }

/* ===========================
   FORM SUCCESS STATE
   =========================== */
.form-success {
  text-align: center;
  padding: 40px 20px;
}
.form-success .success-icon {
  width: 64px;
  height: 64px;
  background: rgba(201,168,76,0.12);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  color: var(--gold);
}
.form-success h3 { font-family: var(--font-serif); font-size: 1.5rem; margin-bottom: 12px; }
.form-success p { color: var(--text-muted); font-size: 0.95rem; }

/* ===========================
   RESPONSIVE
   =========================== */
@media (max-width: 1024px) {
  .features-grid { grid-template-columns: repeat(2, 1fr); }
  .testimonials-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .process-inner { gap: 48px; }
  .apply-inner { gap: 48px; }
}

@media (max-width: 768px) {
  .top-bar { display: none; }
  .nav-toggle { display: flex; }
  .nav-links {
    position: fixed;
    top: calc(var(--nav-height));
    left: 0;
    right: 0;
    background: var(--dark-2);
    flex-direction: column;
    align-items: stretch;
    padding: 16px 24px 24px;
    gap: 4px;
    border-bottom: 1px solid var(--border);
    transform: translateY(-120%);
    opacity: 0;
    transition: transform 0.3s ease, opacity 0.3s ease;
    pointer-events: none;
  }
  .nav-links.open {
    transform: translateY(0);
    opacity: 1;
    pointer-events: all;
  }
  .nav-link { padding: 12px 8px; }
  .nav-cta { text-align: center; margin-left: 0; margin-top: 8px; }
  .hero-stats { flex-direction: column; }
  .stat-divider { width: 100%; height: 1px; }
  .features-grid { grid-template-columns: 1fr; }
  .process-inner { grid-template-columns: 1fr; }
  .process-image { display: none; }
  .testimonials-grid { grid-template-columns: 1fr; }
  .apply-inner { grid-template-columns: 1fr; }
  .apply-form-wrap { padding: 28px 20px; }
  .form-row { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; gap: 32px; padding: 48px 24px 32px; }
  .footer-bottom-inner { flex-direction: column; text-align: center; }
  .hero-btns { flex-direction: column; }
  .hero-btns .btn { width: 100%; justify-content: center; }
  .cta-btns { flex-direction: column; align-items: center; }
}

@media (max-width: 480px) {
  .hero-checks { flex-direction: column; gap: 12px; }
  .hero-stats { display: grid; grid-template-columns: 1fr 1fr; }
  .stat-divider { display: none; }
}